Articles
13 April, 2026 / 13 April, 2026 by admin
For many directors facing financial difficulty, the assumption is that the road ends in one place. Liquidation. The business closes, debts are dealt with as best they can be, and that’s that. But for eligible small companies in Ireland, there is another path. It’s called SCARP, the Small Company Administrative Rescue Process, and it exists […]
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3 March, 2026 / 3 March, 2026 by admin
Divorce can place enormous financial pressure on homeowners. When mortgage repayments become unmanageable, arrears can escalate quickly and the risk to your home becomes very real. In this anonymised case study, we explain how a Personal Insolvency Arrangement (PIA) helped our client significantly reduce their mortgage arrears and regain financial stability.
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3 February, 2026 / 4 February, 2026 by admin
Running a small business requires hard work and resilience, but many Irish business owners are currently facing increased financial pressure through no fault of their own. Rising operating and supplier costs, tax liabilities, higher wages, energy price increases and general economic uncertainty are putting additional strain on cashflow and margins. Even an otherwise healthy business […]
2 February, 2026 / 4 February, 2026 by admin
Financial problems aren’t always loud. For many homeowners, debt doesn’t show up as missed mortgage payments or creditor threats. Even if your mortgage and bills are being paid, hidden financial stress can build quietly. Many homeowners don’t realise they may already be at risk of insolvency until it’s too late. Recognising early warning signs is […]
27 January, 2026 / 27 January, 2026 by admin
A Personal Insolvency Arrangement, commonly referred to as a PIA, is a formal debt solution designed to help individuals deal with unsustainable secured and unsecured debt in an affordable way. It is often used where mortgage arrears are involved and where retaining the family home is a priority. Although the term can sound technical, the […]
15 January, 2026 / 15 January, 2026 by admin
How a Protective Certificate can give you breathing space and protect you from creditors while exploring a debt solution in Ireland.
17 November, 2025 / 17 November, 2025 by admin
When a company begins to experience financial difficulty, directors often focus on immediate cash flow pressures and day-to-day survival. However, when insolvency becomes likely, a director’s responsibilities change significantly. Understanding these duties early can help reduce personal risk and lead to better outcomes for everyone involved, including creditors, staff and the business.
11 November, 2025 / 11 November, 2025 by admin
As winter sets in, many households across Ireland are starting to feel the financial squeeze. Between rising heating costs, higher food prices and the pressures of Christmas spending, this time of year can quickly turn from festive to financially stressful.
6 November, 2025 / 6 November, 2025 by admin
If you are dealing with unmanageable debt, such as credit cards, loans or mortgage arrears, and can’t see a way of regaining control over the situation, then Personal Insolvency might be a suitable option. Personal insolvency offers a legal, affordable and structured way to deal with debt in Ireland, but like any formal solution, it’s […]
3 November, 2025 / 3 November, 2025 by admin
When you apply for an insolvency solution in Ireland, one of the first things that will be assessed is how much you can afford to repay towards your debts. This is worked out using set guidelines called Reasonable Living Expenses (RLEs). RLEs determine how much money you need to maintain a reasonable standard of living, […]
