Articles
18 August, 2026 / 18 August, 2026 by admin
If letters from your mortgage lender are piling up unopened, or if you’ve had a court letter about your home, you already know how this kind of stress works. It’s not the sort of thing you talk about easily. And once formal proceedings start, the pressure sharpens quickly.
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17 August, 2026 / 17 August, 2026 by admin
If you’re researching bankruptcy in Ireland, you’re likely under real financial pressure. Maybe the phone won’t stop ringing. Maybe a court date is looming. Maybe you’ve been carrying the weight of it quietly for years and are realising that you can no longer manage on your own.
3 November, 2025 / 3 November, 2025 by admin
When you apply for an insolvency solution in Ireland, one of the first things that will be assessed is how much you can afford to repay towards your debts. This is worked out using set guidelines called Reasonable Living Expenses (RLEs). RLEs determine how much money you need to maintain a reasonable standard of living, […]
9 July, 2025 / 9 July, 2025 by admin
What is a Personal Insolvency Arrangement? A Personal Insolvency Arrangement (PIA) is a formal insolvency solution that can help people who are: The main aim of a PIA is to protect your home and provide legal protection from creditors. It allows for affordable mortgage and debt repayments, usually through a restructure. Unaffordable debts are typically […]
1 July, 2025 / 1 July, 2025 by admin
What is a DSA (Debt Settlement Arrangement)? A DSA is a formal debt solution designed for individuals who are insolvent and unable to repay their unsecured debts (e.g. credit cards, overdraft, personal loans). It allows for affordable repayments over a set period (typically 5 years), with legal protection from creditors. Once completed, any remaining debt is written off, giving you a fresh financial start.
