Articles
7 October, 2025 / 7 October, 2025 by admin
When creditors reject a Personal Insolvency Arrangement (PIA) proposal, it can feel like the end of the road. Many people worry that the next step will be bankruptcy, with all the stress and uncertainty that brings. But a rejection doesn’t always mean that bankruptcy is inevitable. In some cases, you may still be able to […]
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30 September, 2025 / 30 September, 2025 by admin
A Debt Settlement Arrangement (DSA) is a formal debt solution available in Ireland that allows people to restructure unsecured debts and pay them off in an affordable way, over an agreed period of time. The remaining balance is usually written off at the end of successful completion. It’s designed to give people a fresh start […]
25 September, 2025 / 25 September, 2025 by admin
Mary’s story Mary, a single mother in her mid-40s working in social care, found herself in serious financial difficulty after the breakdown of her marriage. Ten years ago, she and her young son moved out of the family home and into rented accommodation, while her ex-husband remained in the property.
11 September, 2025 / 12 September, 2025 by admin
Debt problems can arise for anyone, at any time. A change in circumstances such as job loss, illness, relationship breakdown or even the arrival of a new family member can put significant pressure on household finances.
9 July, 2025 / 9 July, 2025 by admin
What is a Personal Insolvency Arrangement? A Personal Insolvency Arrangement (PIA) is a formal insolvency solution that can help people who are: The main aim of a PIA is to protect your home and provide legal protection from creditors. It allows for affordable mortgage and debt repayments, usually through a restructure. Unaffordable debts are typically […]
1 July, 2025 / 1 July, 2025 by admin
What is a DSA (Debt Settlement Arrangement)? A DSA is a formal debt solution designed for individuals who are insolvent and unable to repay their unsecured debts (e.g. credit cards, overdraft, personal loans). It allows for affordable repayments over a set period (typically 5 years), with legal protection from creditors. Once completed, any remaining debt is written off, giving you a fresh financial start.
12 June, 2025 / 12 June, 2025 by admin
Repossession Dos and Don’ts for Irish Homeowners Falling behind on your mortgage can feel stressful and isolating but there are options available. Whether you’re already in arrears or can see financial trouble on the horizon, there is a clear process in place that lenders must follow. This article explains the rights that you have, guidance […]
6 June, 2025 / 6 June, 2025 by admin
Running a business doesn’t come without its challenges. There are highs and lows, and at times, financial difficulties can arise. As a company director, it’s important to know what to do when your business starts to struggle. One of the most important steps you can take is to seek insolvency advice as early as possible […]
30 May, 2025 / 30 May, 2025 by admin
How can a Personal Insolvency Practitioner help Me? If you’re seeking advice on how to address unaffordable debt, you may have come across the term Personal Insolvency Practitioner (PIP). A PIP is the professional authorised to advise on, and facilitate formal debt solutions in Ireland. They can help you explore all available options and find […]
28 May, 2025 by admin
Are your credit card payments or personal loans becoming impossible to manage? You’re not alone. With the rising cost of living and unexpected life events, more and more people are finding themselves stuck in a cycle of unaffordable debt. The good news is, there are debt relief options available—like a Debt Settlement Arrangement (DSA)—that can […]
