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15 January, 2026 / 15 January, 2026 by admin
How a Protective Certificate can give you breathing space and protect you from creditors while exploring a debt solution in Ireland.
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3 November, 2025 / 3 November, 2025 by admin
When you apply for an insolvency solution in Ireland, one of the first things that will be assessed is how much you can afford to repay towards your debts. This is worked out using set guidelines called Reasonable Living Expenses (RLEs). RLEs determine how much money you need to maintain a reasonable standard of living, […]
7 October, 2025 / 7 October, 2025 by admin
When creditors reject a Personal Insolvency Arrangement (PIA) proposal, it can feel like the end of the road. Many people worry that the next step will be bankruptcy, with all the stress and uncertainty that brings. But a rejection doesn’t always mean that bankruptcy is inevitable. In some cases, you may still be able to […]
30 September, 2025 / 30 September, 2025 by admin
A Debt Settlement Arrangement (DSA) is a formal debt solution available in Ireland that allows people to restructure unsecured debts and pay them off in an affordable way, over an agreed period of time. The remaining balance is usually written off at the end of successful completion. It’s designed to give people a fresh start […]
1 July, 2025 / 1 July, 2025 by admin
What is a DSA (Debt Settlement Arrangement)? A DSA is a formal debt solution designed for individuals who are insolvent and unable to repay their unsecured debts (e.g. credit cards, overdraft, personal loans). It allows for affordable repayments over a set period (typically 5 years), with legal protection from creditors. Once completed, any remaining debt is written off, giving you a fresh financial start.
30 May, 2025 / 30 May, 2025 by admin
How can a Personal Insolvency Practitioner help Me? If you’re seeking advice on how to address unaffordable debt, you may have come across the term Personal Insolvency Practitioner (PIP). A PIP is the professional authorised to advise on, and facilitate formal debt solutions in Ireland. They can help you explore all available options and find […]
19 May, 2025 by admin
Current trends show that many people in Ireland are at risk of losing their homes, as repossessions are on the rise. If you’re facing the threat of repossession, a Personal Insolvency Practitioner (PIP) can play a crucial role in helping you find a viable solution to avoid losing your home.
