Articles
3 March, 2026 / 3 March, 2026 by admin
Divorce can place enormous financial pressure on homeowners. When mortgage repayments become unmanageable, arrears can escalate quickly and the risk to your home becomes very real. In this anonymised case study, we explain how a Personal Insolvency Arrangement (PIA) helped our client significantly reduce their mortgage arrears and regain financial stability.
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15 January, 2026 / 15 January, 2026 by admin
How a Protective Certificate can give you breathing space and protect you from creditors while exploring a debt solution in Ireland.
3 November, 2025 / 3 November, 2025 by admin
When you apply for an insolvency solution in Ireland, one of the first things that will be assessed is how much you can afford to repay towards your debts. This is worked out using set guidelines called Reasonable Living Expenses (RLEs). RLEs determine how much money you need to maintain a reasonable standard of living, […]
Videos
15 October, 2025 / 15 October, 2025 by admin
Key Updates for Accountants, Advisors and Legal Professionals Our 2025 Insolvency Insights Webinar brought together three leading professionals to provide insights on corporate and personal insolvency in Ireland: This session explores how directors can protect themselves when a business becomes insolvent, what legal risks arise during liquidation, and how Ireland’s personal insolvency system continues to […]
7 October, 2025 / 7 October, 2025 by admin
When creditors reject a Personal Insolvency Arrangement (PIA) proposal, it can feel like the end of the road. Many people worry that the next step will be bankruptcy, with all the stress and uncertainty that brings. But a rejection doesn’t always mean that bankruptcy is inevitable. In some cases, you may still be able to […]
1 July, 2025 / 1 July, 2025 by admin
What is a DSA (Debt Settlement Arrangement)? A DSA is a formal debt solution designed for individuals who are insolvent and unable to repay their unsecured debts (e.g. credit cards, overdraft, personal loans). It allows for affordable repayments over a set period (typically 5 years), with legal protection from creditors. Once completed, any remaining debt is written off, giving you a fresh financial start.
12 June, 2025 / 12 June, 2025 by admin
Repossession Dos and Don’ts for Irish Homeowners Falling behind on your mortgage can feel stressful and isolating but there are options available. Whether you’re already in arrears or can see financial trouble on the horizon, there is a clear process in place that lenders must follow. This article explains the rights that you have, guidance […]
19 May, 2025 by admin
Current trends show that many people in Ireland are at risk of losing their homes, as repossessions are on the rise. If you’re facing the threat of repossession, a Personal Insolvency Practitioner (PIP) can play a crucial role in helping you find a viable solution to avoid losing your home.
28 April, 2025 / 28 April, 2025 by admin
Are you concerned about the cost of entering into Personal Insolvency with McCambridge Duffy? At McCambridge Duffy, we go above and beyond for clients, from working to get a solution accepted, to overseeing an arrangement throughout it’s lifespan. We are fully transparent about the fees involved.
7 April, 2025 / 7 April, 2025 by admin
Investment funds—more commonly referred to as “vulture funds”—have been making headlines in Ireland for all the wrong reasons. They’re often criticised for aggressively pursuing debtors, deepening financial distress for those already struggling, and showing little interest in meaningful negotiation or resolution. In this article, we answer some of the most frequently asked questions about these […]
