Articles
3 September, 2026 / 3 September, 2026 by admin
Published by Damien Green, McCambridge Duffy Ireland, Manager From the ISI’s own figures, the applicant profile across every DRN, DSA and PIA between 2020 and the end of 2025: Almost four in five applicants are over 45. Nearly one in six is over 65. The Personal Insolvency Act was drafted in the aftermath of a […]
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2 September, 2026 / 2 September, 2026 by admin
Financial stress each month can wear you down. Opening the banking app becomes something you’d rather avoid. The mortgage or rent goes out, the household bills follow, and there’s not much left over. The credit cards get the minimum payment, and the balance keeps growing. Bills get juggled, life is expensive, and getting to the […]
18 August, 2026 / 18 August, 2026 by admin
If letters from your mortgage lender are piling up unopened, or if you’ve had a court letter about your home, you already know how this kind of stress works. It’s not the sort of thing you talk about easily. And once formal proceedings start, the pressure sharpens quickly.
17 August, 2026 / 17 August, 2026 by admin
If you’re researching bankruptcy in Ireland, you’re likely under real financial pressure. Maybe the phone won’t stop ringing. Maybe a court date is looming. Maybe you’ve been carrying the weight of it quietly for years and are realising that you can no longer manage on your own.
3 March, 2026 / 3 March, 2026 by admin
Divorce can place enormous financial pressure on homeowners. When mortgage repayments become unmanageable, arrears can escalate quickly and the risk to your home becomes very real. In this anonymised case study, we explain how a Personal Insolvency Arrangement (PIA) helped our client significantly reduce their mortgage arrears and regain financial stability.
15 January, 2026 / 15 January, 2026 by admin
How a Protective Certificate can give you breathing space and protect you from creditors while exploring a debt solution in Ireland.
3 November, 2025 / 3 November, 2025 by admin
When you apply for an insolvency solution in Ireland, one of the first things that will be assessed is how much you can afford to repay towards your debts. This is worked out using set guidelines called Reasonable Living Expenses (RLEs). RLEs determine how much money you need to maintain a reasonable standard of living, […]
Videos
15 October, 2025 / 15 October, 2025 by admin
Key Updates for Accountants, Advisors and Legal Professionals Our 2025 Insolvency Insights Webinar brought together three leading professionals to provide insights on corporate and personal insolvency in Ireland: This session explores how directors can protect themselves when a business becomes insolvent, what legal risks arise during liquidation, and how Ireland’s personal insolvency system continues to […]
7 October, 2025 / 7 October, 2025 by admin
When creditors reject a Personal Insolvency Arrangement (PIA) proposal, it can feel like the end of the road. Many people worry that the next step will be bankruptcy, with all the stress and uncertainty that brings. But a rejection doesn’t always mean that bankruptcy is inevitable. In some cases, you may still be able to […]
1 July, 2025 / 1 July, 2025 by admin
What is a DSA (Debt Settlement Arrangement)? A DSA is a formal debt solution designed for individuals who are insolvent and unable to repay their unsecured debts (e.g. credit cards, overdraft, personal loans). It allows for affordable repayments over a set period (typically 5 years), with legal protection from creditors. Once completed, any remaining debt is written off, giving you a fresh financial start.
