Articles
27 January, 2026 / 27 January, 2026 by admin
A Personal Insolvency Arrangement, commonly referred to as a PIA, is a formal debt solution designed to help individuals deal with unsustainable secured and unsecured debt in an affordable way. It is often used where mortgage arrears are involved and where retaining the family home is a priority. Although the term can sound technical, the […]
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30 September, 2025 / 30 September, 2025 by admin
A Debt Settlement Arrangement (DSA) is a formal debt solution available in Ireland that allows people to restructure unsecured debts and pay them off in an affordable way, over an agreed period of time. The remaining balance is usually written off at the end of successful completion. It’s designed to give people a fresh start […]
25 September, 2025 / 25 September, 2025 by admin
Mary’s story Mary, a single mother in her mid-40s working in social care, found herself in serious financial difficulty after the breakdown of her marriage. Ten years ago, she and her young son moved out of the family home and into rented accommodation, while her ex-husband remained in the property.
11 September, 2025 / 12 September, 2025 by admin
Debt problems can arise for anyone, at any time. A change in circumstances such as job loss, illness, relationship breakdown or even the arrival of a new family member can put significant pressure on household finances.
9 July, 2025 / 9 July, 2025 by admin
What is a Personal Insolvency Arrangement? A Personal Insolvency Arrangement (PIA) is a formal insolvency solution that can help people who are: The main aim of a PIA is to protect your home and provide legal protection from creditors. It allows for affordable mortgage and debt repayments, usually through a restructure. Unaffordable debts are typically […]