Articles
27 January, 2026 / 27 January, 2026 by admin
A Personal Insolvency Arrangement, commonly referred to as a PIA, is a formal debt solution designed to help individuals deal with unsustainable secured and unsecured debt in an affordable way. It is often used where mortgage arrears are involved and where retaining the family home is a priority. Although the term can sound technical, the […]
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15 January, 2026 / 15 January, 2026 by admin
How a Protective Certificate can give you breathing space and protect you from creditors while exploring a debt solution in Ireland.
6 November, 2025 / 6 November, 2025 by admin
If you are dealing with unmanageable debt, such as credit cards, loans or mortgage arrears, and can’t see a way of regaining control over the situation, then Personal Insolvency might be a suitable option. Personal insolvency offers a legal, affordable and structured way to deal with debt in Ireland, but like any formal solution, it’s […]
7 October, 2025 / 7 October, 2025 by admin
When creditors reject a Personal Insolvency Arrangement (PIA) proposal, it can feel like the end of the road. Many people worry that the next step will be bankruptcy, with all the stress and uncertainty that brings. But a rejection doesn’t always mean that bankruptcy is inevitable. In some cases, you may still be able to […]
25 September, 2025 / 25 September, 2025 by admin
Mary’s story Mary, a single mother in her mid-40s working in social care, found herself in serious financial difficulty after the breakdown of her marriage. Ten years ago, she and her young son moved out of the family home and into rented accommodation, while her ex-husband remained in the property.
11 September, 2025 / 12 September, 2025 by admin
Debt problems can arise for anyone, at any time. A change in circumstances such as job loss, illness, relationship breakdown or even the arrival of a new family member can put significant pressure on household finances.
9 July, 2025 / 9 July, 2025 by admin
What is a Personal Insolvency Arrangement? A Personal Insolvency Arrangement (PIA) is a formal insolvency solution that can help people who are: The main aim of a PIA is to protect your home and provide legal protection from creditors. It allows for affordable mortgage and debt repayments, usually through a restructure. Unaffordable debts are typically […]
