{"id":403,"date":"2026-10-19T08:45:43","date_gmt":"2026-10-19T08:45:43","guid":{"rendered":"https:\/\/mccambridgeduffy.ie\/articles\/?p=403"},"modified":"2026-10-19T08:49:24","modified_gmt":"2026-10-19T08:49:24","slug":"insolvency-insights-2026-addressing-personal-debt-challenges-in-ireland","status":"publish","type":"post","link":"https:\/\/mccambridgeduffy.ie\/articles\/insolvency-insights-2026-addressing-personal-debt-challenges-in-ireland\/","title":{"rendered":"Insolvency Insights 2026: Addressing Personal Debt Challenges in Ireland"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\">Join us on Wednesday 25th November<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><a target=\"_blank\" rel=\"noopener\" href=\"https:\/\/mccambridgeduffy.zoom.us\/webinar\/register\/WN_E8uqDJSZSvqrtDHPsByPRw\">Register your place on Zoom<\/a>. Your joining link arrives by email once you register.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ireland&#8217;s personal insolvency framework continues to give people with unsustainable debt a fresh start. In 2025, 96% of PIA debtors kept their family homes and a third secured a mortgage write-down.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Behind those figures, things are moving. Creditor attitudes, the growing role of funds and non-bank lenders, and recent Court judgments are all shaping what a successful proposal looks like.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">On Wednesday 25th November at 2pm, McCambridge Duffy Ireland is hosting Insolvency Insights 2026. It&#8217;s a free online session on Zoom, taking a practical look at where personal insolvency stands now and what it means for the people you support.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">What we&#8217;ll cover<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>The latest Insolvency Service of Ireland figures.<\/strong> We&#8217;ll look at what the most recent ISI data shows about how personal insolvency arrangements are performing, and what the trends mean in practice.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>How creditors are approaching proposals.<\/strong> Creditor responses have a big influence on whether a proposal gets over the line. We&#8217;ll share what we&#8217;re seeing in day-to-day practice.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>The growing role of funds and non-bank lenders.<\/strong> More borrowers now find their debts held by funds and non-bank lenders. We&#8217;ll look at how that affects the process and the people involved.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Recent Court judgments.<\/strong> We&#8217;ll cover recent decisions and what they mean for building proposals that succeed.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Who it&#8217;s for<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The session suits PIPs, MABS advisers, solicitors, accountants and anyone who supports people in financial difficulty. If clients come to you worried about debt, it will give you a clear, current picture of how personal insolvency can help them.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Meet the presenters<\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"200\" height=\"200\" src=\"https:\/\/mccambridgeduffy.ie\/articles\/wp-content\/uploads\/2026\/10\/logos.png\" alt=\"\" class=\"wp-image-407\" srcset=\"https:\/\/mccambridgeduffy.ie\/articles\/wp-content\/uploads\/2026\/10\/logos.png 200w, https:\/\/mccambridgeduffy.ie\/articles\/wp-content\/uploads\/2026\/10\/logos-150x150.png 150w\" sizes=\"auto, (max-width: 200px) 100vw, 200px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Ronan Duffy, Partner and PIP.<\/strong> <\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"200\" height=\"200\" src=\"https:\/\/mccambridgeduffy.ie\/articles\/wp-content\/uploads\/2026\/10\/logos-1.png\" alt=\"\" class=\"wp-image-408\" srcset=\"https:\/\/mccambridgeduffy.ie\/articles\/wp-content\/uploads\/2026\/10\/logos-1.png 200w, https:\/\/mccambridgeduffy.ie\/articles\/wp-content\/uploads\/2026\/10\/logos-1-150x150.png 150w\" sizes=\"auto, (max-width: 200px) 100vw, 200px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Damien Green, Head of Personal Insolvency.<\/strong> <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Both work with people in financial difficulty every day, so the session draws on real cases rather than theory.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Event details<\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td>Date<\/td><td>Wednesday 25th November 2026<\/td><\/tr><tr><td>Time<\/td><td>2pm<\/td><\/tr><tr><td>Where<\/td><td>Online via Zoom<\/td><\/tr><tr><td>Cost<\/td><td>Free<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><a target=\"_blank\" rel=\"noopener\" href=\"https:\/\/mccambridgeduffy.zoom.us\/webinar\/register\/WN_E8uqDJSZSvqrtDHPsByPRw\">Register your place on Zoom<\/a>. Your joining link arrives by email once you register.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Got a question you&#8217;d like Ronan and Damien to cover? Send it to <a href=\"mailto:webinars@mccambridgeduffy.ie\">webinars@mccambridgeduffy.ie<\/a> and we&#8217;ll add it to the session.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Dealing with debt yourself?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">This session is designed for professionals. If you&#8217;re worried about your own debts, you can speak to our team for free advice on 01 539 5790 or <a target=\"_blank\" rel=\"noopener\" href=\"https:\/\/www.mccambridgeduffy.ie\">get in touch online<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Join us on Wednesday 25th November Register your place on Zoom. Your joining link arrives by email once you register. Ireland&#8217;s personal insolvency framework continues to give people with unsustainable debt a fresh start. In 2025, 96% of PIA debtors kept their family homes and a third secured a mortgage write-down. Behind those figures, things [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":404,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8],"tags":[90,194,71,85,28,12,34,26,193,10],"class_list":["post-403","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news-events","tag-debt-advice-ireland","tag-events","tag-insolvency-service-of-ireland","tag-mabs","tag-mortgage-arrears","tag-personal-insolvency","tag-personal-insolvency-practitioner","tag-pia","tag-professional-development","tag-webinar"],"_links":{"self":[{"href":"https:\/\/mccambridgeduffy.ie\/articles\/wp-json\/wp\/v2\/posts\/403","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/mccambridgeduffy.ie\/articles\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/mccambridgeduffy.ie\/articles\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/mccambridgeduffy.ie\/articles\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/mccambridgeduffy.ie\/articles\/wp-json\/wp\/v2\/comments?post=403"}],"version-history":[{"count":3,"href":"https:\/\/mccambridgeduffy.ie\/articles\/wp-json\/wp\/v2\/posts\/403\/revisions"}],"predecessor-version":[{"id":410,"href":"https:\/\/mccambridgeduffy.ie\/articles\/wp-json\/wp\/v2\/posts\/403\/revisions\/410"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/mccambridgeduffy.ie\/articles\/wp-json\/wp\/v2\/media\/404"}],"wp:attachment":[{"href":"https:\/\/mccambridgeduffy.ie\/articles\/wp-json\/wp\/v2\/media?parent=403"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/mccambridgeduffy.ie\/articles\/wp-json\/wp\/v2\/categories?post=403"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/mccambridgeduffy.ie\/articles\/wp-json\/wp\/v2\/tags?post=403"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}